The following is a typical portfolio of an investor who, over a twelve year period purchased a home for $22,000.00 with no money down, and in fact got cash at settlement to him and accumulated 19 more homes from that home over the years providing him and his family a considerable amount of money in the process.

Through refinancing and taking second trusts whenever there was equity built up in the properties, and the sale of two properties, the investor was able to acquire additional properties, thereby creating a large investment portfolio.  As you can see, by using other people's money (OPM), he was able to accomplish his goals.